Household Insurance
- This policy covers multiple risks and gives umbrella coverage for all kinds of materials as well as liability losses.
- Scope of Cover
- Household contents covered against fire and allied perils, escape of water, theft or attempted theft, riot, strike and civil commotion, storm, flood and malicious damage, etc
- Audio/video equipment, home computers, mirrors and glasses against accidental damage occurring in the private dwelling
- Loss or damage to goods contained in a deep freezer from accidental breakdown or explosion of such unit or failure of public supply
- Cost of alternate accommodation/Loss of Rent
- Legal liability towards domestic servants
- Public & Tenant’s legal liability up to agreed limit for any one accident
- Personal accident (death) caused by fire or thieves
- All Risks Cover for jewellery, valuables and laptops
- Building on replacement value basis