Fire And Allied Perils

Fire And Allied Perils

  • This form of insurance designed to cover insured properties whilst at specified locations and is essential for all types of properties whether personal or commercial. All moveable/immoveable properties, which are broadly categorized as follows whilst at specified locations, can be covered under the above Policy:
  • Buildings
  • Plant & Machinery, Equipment’s & Accessories
  • Stock in trade
  • Other Contents such as Furniture, Fixtures, Fittings, Office Equipment’s
  • There are two options of cover available under this category to insure property.

1. The basic cover under Fire Policy is for loss or damage to property due to Fire and Lightning only.

2. The second option is to cover loss &/or damage to property due to Fire, Lightning plus a host of Allied


  • Scope of Cover:
  • Storm, Tempest and Flood
  • Bursting of Water Tanks, Apparatus or Pipes
  • Aircraft Damage
  • Impact Damage
  • Explosion
  • Riots And Strike
  • Malicious Damage
  • Earthquake, Tsunami